By using this site, you are accepting these terms and conditions. If you do not agree to these terms and conditions, you must not use this site.
Except where otherwise indicated, all materials contained in this website are the copyrighted property of Freedom National, its affiliated companies and/or third party licensors.
Except as expressly provided herein, you shall not use any portion of this Web site, or any other intellectual property of Freedom National, on any other Web site, in the source code of any other Web site, or in any other printed or electronic materials.
Except as expressly provided herein, you shall not modify, publish, reproduce, republish, create derivative works, copy, upload, post, transmit, distribute, or otherwise use any of this Web site's content or frame this Web site within any other Web site without our prior written permission. Systematic retrieval of data or other content from this site to create or compile, directly or indirectly, a collection, compilation, database or directory, without prior written permission from Freedom National, is prohibited. Linking from another Web site to any page in this Web site is strictly prohibited without prior written permission.
This site contains links to other Internet Web sites ("Third-party Sites") that are not maintained by Freedom National. These links are provided solely for your convenience. Freedom Companies makes no warranties or representations about the content of, any products or services offered by, or the intellectual property compliance of, such Third-party Sites. We recommend that you take the time to read the privacy policies and user agreements of these sites.
Some Freedom National web sites are restricted and require a user identification code ("User ID") and a password for access. Unauthorized use of or access of such sites is strictly prohibited.
In accessing Freedom National sites requiring a User ID and password, you agree that:
The content and materials in this site are provided "as is" and without representations or warranties of any kind, either express or implied. Freedom National expressly disclaims all warranties, express or implied, with respect to this site including, but not limited to, implied warranties of merchantability, fitness for a particular purpose and non-infringement. Freedom National does not warrant or represent that the functions or operation of this site will be uninterrupted or error-free, that defects will be corrected, or that this site, its servers or any e-mail sent from Freedom National are free of viruses or other harmful components. Some states do not allow the disclaimer of implied warranties, so the foregoing disclaimer may not apply to you.
Freedom National shall not be liable for any injury, loss, claim, or damage, nor any indirect, special, incidental or consequential damages of any kind, whether based in contract, tort, strict liability or otherwise, which arises out of (a) the use of, or inability to use, this site or content found in this site, or (b) unless resulting from the gross negligence or intentional actions of Freedom National, the unauthorized access to or alteration of your transmissions or data, even if Freedom National has been advised of the possibility of such damages. Some states do not allow the exclusion of liability for certain damages, so the foregoing exclusions or limitations may not apply to you.
Use of this site shall be governed by and construed in accordance with the laws of the State of California without giving effect to any principles of conflicts of laws. Any dispute concerning this site shall be subject to the exclusive venue of a court of competent jurisdiction in Orange County, California.